moneyRaksha

Great deals made simple

Archive for the 'Credit Cards' Category

Credit Card Rewards Programs

One of the latest and hottest trends with credit cards these days is the entirely new and varied rewards programs companies offer. These rewards programs are growing in popularity, and surveys and statistics show that rewards programs can affect people’s decisions on the credit card or cards they choose to apply for, as well as [...]

27 July 2011 at 06:03 - Comments

Easy Guide to Transferring a Credit Card Balance to a Better Credit Card

Transferring a high interest credit card balance to one with a better interest rate and/or better overall terms and features is usually a good way to reduce the amount of money you pay back on your existing debt. Depending on the “better” credit card you select, you may also be able to benefit from a [...]

26 July 2011 at 05:48 - Comments

Settlement of Credit Card Disputes

When you file a dispute or claim against your credit card company, it gives you an opportunity to obtain a settlement. Typically, settlements are a cancellation of some or all of the debt on the disputed purchase in exchange for your agreement to drop the claims. There are other types of settlement for credit card [...]

25 July 2011 at 05:24 - Comments

Avoid These Common Credit Card Balance Transfer Mistakes

The offer to transfer your credit card balances sounds like a great deal, doesn’t it? What a lot of people do not realize is that the lender would not make such an unbelievable offer unless his motive was to benefit from it financially. Such lenders safely assume that the majority of people doing so will [...]

21 July 2011 at 11:39 - Comments

Consolidating Credit Cards

Credit card consolidation is a popular solution for those with significant credit card debt, usually distributed on three or four different cards. Essentially, this means putting all your debts together on a single card, like transferring it all to one loan. Obviously, the goal is to pick a card that offers better conditions than what [...]

19 July 2011 at 05:49 - Comments

Things to Consider Before Accepting a New Credit Card

It is becoming increasingly difficult to scratch out a living in our society without a credit card – or at the very least, a debit card with a credit card logo. Travel arrangements, restaurant reservations, online business transactions and placing orders by telephone all require the use of a credit card. Here are some things [...]

18 July 2011 at 08:52 - Comments

Choosing Cash Back Credit Cards

Many merchants and large department stores offer their customers credit cards with a “cash back” option, hoping that the credit cards will entice their customers to do more of their shopping in their particular store, and charge their purchases with the credit card in order to receive the cash back reward instead of making purchases [...]

16 July 2011 at 06:43 - Comments

Obtaining a Credit Card – With a Less Than Perfect Credit History

If you have had difficulty keeping up with your bills, you may be rest assured you are not alone. Many people have run into trouble or a shortage of cash flow from time to time that has resulted in the inability to make all of their payments in full and on time. However, just because [...]

15 July 2011 at 10:24 - Comments

Five Factors to Consider Whilst Selecting a Personal Credit Card

Nowadays many credit card companies offer perks to lure new customers ranging from introductory offers with zero percent interest for transferred balances, Reward Programs offering airline mileage and cash back, and discount programs with select merchants. While these offers may be very enticing, there are five key factors, none of which include perks, which you [...]

14 July 2011 at 11:11 - Comments

Tips for Choosing a Credit Card

Are you looking for that perfect credit card? If so, you may be confused about what exactly to look for, in order to begin your credit card company comparison. There are many advantageous credit cards in the market; however, unfortunately, many companies target the young and financially inexperienced, who may not necessarily be erudite or [...]

13 July 2011 at 12:34 - Comments